Designed to fly just five times over 30 days, NASA’s Ingenuity helicopter lasted nearly three years, soaring across the surface of Mars and logging 72 flights before a hard or tilted landing that damaged one or more rotors forced flight controllers to finally bring the marathon mission to a close. Just as the Wright brothers “unlocked the skies on Earth…we …
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Will high-yield savings accounts still be worth it if rates fall? Heres what experts say
With inflation cooling, all eyes are on the Fed’s expected rate cuts in 2024. In December 2023, the Consumer Price Index for All Urban Consumersincreased by 3.4% annually, but that’s down considerably from when the inflation rate measured 9.1% in June 2022, according to the Bureau of Labor Statistics. Meanwhile, the Fed has gone from ratcheting up interest rates from …
Read More »5 surprising facts to know about long-term care insurance
When it comes to planning for your retirement finances, the focus tends to be on saving and investing — and for good reason. Without enough money put away, it can be tough to cover all of the expenses that arise after you’re done working. And, the type of investing and saving you do can vary depending on your financial goals …
Read More »How long-term care insurance can help you age at home
It’s no secret that most people prefer to stay in their own homes as long as possibleas they age. Of course, there’s a place for assisted living communities and nursing homes in society, but if you’re like most, you may be planning to try and avoid them. Then again, aging in place can come with a hefty price tag. The …
Read More »Is 5% interest good for a high-yield savings account?
There’s no question that it’s important to save money. After all, there’s no way to predict when the next significant emergency expense might arise. And, when it does pop up, your savings will become your financial safety net. Moreover, even foreseeable expenses aren’t always affordable. For example, you may need to save for years to make a down payment on …
Read More »Kids can benefit from having access to nature. This photographer is bringing trees into classrooms – on the ceiling.
Some of the classrooms at Taft Elementary in Santa Clara, California, have one flaw in common: They don’t have windows. That’s true for Logan Earnest’s fifth grade classroom, and he felt it was affecting his students. “Most of the day, 7/8 of the day, they’re inside,” Earnest told CBS News. “And they don’t really get to see any trees, they …
Read More »Do I need long-term care insurance in my 40s?
When planning your financial future in your 40s, one important part of the process is considering the unexpected, as there are any number of unusual expenses that can arise and cause issues with your budget. That’s precisely why you need an emergency fund that has at least three to six months’ worth of living expenses in it. You never know …
Read More »What are the private student loan borrowing requirements?
There’s no denying the fact that a higher education can open the door to a higher income. According to the United States Social Security Administration, men with a bachelor’s degree earn about $900,000 more over their lifetime than men with a high school diploma, while women with a bachelor’s degree earn an average of $630,000 more than women with a …
Read More »What are todays home equity loan and HELOC interest rates?
If you own your home, your home equity may make it possible to access a significant amount of money when you need it. In fact, the average homeowner has around $206,000 of tappable equity in their homes. Moreover, home equity lending options typically offer competitive interest rates since they’re backed by your home. But home equity loan rates fluctuate in …
Read More »Is a variable student loan rate worth it?
For many people, taking out student loans is a necessary part of getting the education they need to succeed in life. Whether it’s for undergraduate studies or a specialized graduate degree, borrowing money to pay for education is a big decision – and there are options to consider (and multiple lenders to review). For instance, you’ll have to decide whether …
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