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While borrowers have struggled in the last two years thanks to elevated interest rates on everything from mortgages to credit cards, savers have been able to take advantage by opening select account types. Rates on high-yield savings and certificates of deposit accounts, for example, have surged, allowing savers to earn exponentially more than they would have if they opened the …

If you need to borrow money, two popular options to consider are 401(k) loans and home equity lines of credit (HELOCs). These loans are secured — one by your retirement account and the other by your home — and are both low-cost alternatives to credit cards and personal loans. But which is better? As with most financial products, 401(k) loans …

Gold individual retirement accounts (IRAs) have become a hot topic, as these retirement accounts make it possible to invest in gold while enjoying the tax advantages associated with retirement investments. But, as an investor, reward often comes with risk. And with so many people touting the benefits of gold IRAs, is there risk involved? All investment vehicles – even cash …