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The ideal American small town to retire in is probably unknown to most people. But with a relatively low average monthly cost of living, low crime rate and other attributes that make it highly livable, Camp Hill in Pennsylvania’s Cumberland County, may be the best small town in the U.S. for retirees. That’s according to areportby GoBankingRates.com, which looked at …

The current high interest rate environment is putting a strain on many Americans’ finances. After years of keeping rates near zero to stimulate the economy during the pandemic, the Federal Reserve aggressively increased rates starting in early 2022to cool stubbornly high inflation. While the Fed has kept rate hikes paused for the last several meetings, the federal funds rate currently …

With inflation soaring and the cost of borrowing hitting multi-decade highs, homeowners are fortunate to have access to a more affordable source of financing: their home equity. While interest rates on credit cards, personal loans and even traditional mortgage refinances have crept well into the double digits, home equity loans and home equity lines of credit (HELOCs) remain comparatively cheap, …