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Americans who spend Memorial Day scouting sales online and in stores may find more reasons to celebrate the return of warmer weather. Major retailers are stepping up discounts heading into the summer months, hoping to entice inflation-weary shoppers into opening their wallets. Target, Walmart and other chains have rolled out price cuts — some permanent, others temporary — with the …

You can get a mortgage with a small down payment (or sometimes none at all), but most mortgage lenders would prefer you to put at least 20% down. If you don’t, they’ll likely charge you for private mortgage insurance (PMI). Paying PMI means a larger monthly mortgage payment and typically amounts to about $30 to $70 more per month for …

The high cost of long-term care can significantly impact seniors’ finances at a time when many older Americans can least afford it. According to Genworth’s 2023 Cost of Care Survey, the average cost for a private room in a nursing home is $116,800, representing a 4.9% increase over 2022 costs. While getting assistance from a home health aid is substantially …