It’s no secret that most people prefer to stay in their own homes as long as possibleas they age. Of course, there’s a place for assisted living communities and nursing homes in society, but if you’re like most, you may be planning to try and avoid them. Then again, aging in place can come with a hefty price tag. The …

Some of the classrooms at Taft Elementary in Santa Clara, California, have one flaw in common: They don’t have windows. That’s true for Logan Earnest’s fifth grade classroom, and he felt it was affecting his students. “Most of the day, 7/8 of the day, they’re inside,” Earnest told CBS News. “And they don’t really get to see any trees, they …

When planning your financial future in your 40s, one important part of the process is considering the unexpected, as there are any number of unusual expenses that can arise and cause issues with your budget. That’s precisely why you need an emergency fund that has at least three to six months’ worth of living expenses in it. You never know …

There’s no denying the fact that a higher education can open the door to a higher income. According to the United States Social Security Administration, men with a bachelor’s degree earn about $900,000 more over their lifetime than men with a high school diploma, while women with a bachelor’s degree earn an average of $630,000 more than women with a …

If you own your home, your home equity may make it possible to access a significant amount of money when you need it. In fact, the average homeowner has around $206,000 of tappable equity in their homes. Moreover, home equity lending options typically offer competitive interest rates since they’re backed by your home. But home equity loan rates fluctuate in …

For many people, taking out student loans is a necessary part of getting the education they need to succeed in life. Whether it’s for undergraduate studies or a specialized graduate degree, borrowing money to pay for education is a big decision – and there are options to consider (and multiple lenders to review). For instance, you’ll have to decide whether …

Gold has for centuries been an attractive commodity. Not only is the precious metal viewed as a form of currency, but it’s considered an attractive investment commodity as well. That’s especially the case when market or economic uncertainty hits. In fact, gold is typically viewed as a safe-haven assetand inflation hedge. And, physical gold, like gold bars and coins, has …

Health insurance can be used to cover a wide range of healthcare-related expenses, but in most cases, it won’t cover the cost of living in a nursing home, assisted living facility or with a full-time caretaker. Fortunately,long-term care insurancecan help to protect against these types of costs — which, according to insurance company Genworth, can range anywhere from $1,700 to …

Donald Trump is the first former president in American history to be charged with either state or federal crimes, with four separate indictments issued between March and August of 2023. Here is a brief overview of the key players and allegations in each of his four criminal cases. State indictment on business fraud charges in New York This was the …

If you’re in the market for a new home, or you’re thinking about refinancing your current mortgage, you may have faced some challenges. With high mortgage rates and a limited inventory of homes to contend with, it can be difficult to find affordable options. But, doing so isn’t impossible. That’s especially true if you have a strong credit score and …

It’s usually a wise idea to save money now for expenses you may face in the future. After all, you never know when a financial emergency might happen. And when one does, you’ll likely want a financial safety net to fall back on. “Things are going to happen,” says William Thompson, CFP and financial planner at Valor Wealth Partners, LLC. …

Saving money can be a challenge in an economy with persistent inflation. After all, if your money doesn’t earn a return that’s at least equal to inflation, it will lose buying power. But, a certificate of deposit (CD) can help. That’s because today’s leading accounts come with higher returns than the current inflation rate. However, strong current returns aren’t the …

While the current inflation rate is lower than it was in April of last year, it’s not back to normal quite yet. In fact, inflation has been headed up as of late – with March’s annual inflation rate coming in at 3.5% following a 3.2% inflation rate in February and a 3.1% inflation rate in January. As inflation continues to …