Recent Posts

Can you use your home equity to finance an ADU or in-law unit?

With housing costs still high and a growing need for multi-generational living solutions, accessory dwelling units (ADUs) are becoming an increasingly popular option for homeowners. An ADU is a separate living space on your property with its own kitchen, bathroom and entrance — essentially a small apartment that can be used for a wide range of purposes, from housing elderly …

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Is it smart to use home equity to buy a second home?

Homeowners have multiple ways to grow their wealth, from investing in the right assets to saving in the best accounts to refinancing when rates are advantageous. Those who have enjoyed the financial security of homeownership may also consider extending that support with a second home. Buying a second home can provide multiple financial advantages for homeowners if done smartly and …

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5 times debt relief is better than bankruptcy

Today’s high-rate environment has put a lot of pressure on borrowers, and that’s especially true for credit card users. Right now, the average credit card rate hovers above 21%, which means that if you’re carrying a balance from month to month, you’re paying a lot of money in interest on what you owe. That type of interest can cause your …

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